We’ve all been there. One day you’re handling your business and staying on budget and the next day, one of your friends suggests a weekend getaway or wants to go to dinner somewhere a tad out of your price range. Do you cave to the pressure to keep up with your friends or do you stick to your financial goals? If you cave to the pressure, you are … [Read more...]
Stop Trying to Keep Up with the Joneses
Evaluate Spending & Make Changes
Do you struggle with budgeting your money? If so, don’t worry; You aren’t the only one. Many people have this problem. Budgeting and managing your money can be challenging. Knowing how to track your spending is key to budgeting success. This will save you from having financial stress and overall will help you save more money! You want to be in … [Read more...]
Emergency Fund: The why and how?
Budgeting is boring and sadly most people never stick with a budget plan. Old school personal finance tips all tell you to create a budget and stick to it and all of your money problems will be solved. If it were that easy, we’d all have a formal budget. But the reality is that only one out every three Americans creates a formal budget every month. … [Read more...]