The cost of higher education can be overwhelming. For students, covering expenses is a constant struggle. Unfortunately, this can make it difficult for them to focus on their studies and ultimately achieve their goals.
Thankfully, a student loan can significantly ease the financial burden of higher education by providing the necessary assistance to cover the costs associated with attending a college or university. This enables individuals to pursue their education without worrying about meeting their financial obligations, such as tuition fees, room and board, textbooks, and other related expenses.
Members Trust Federal Credit Union is here to help you navigate the world of student loans by offering tailored guidance at every step. With our competitive rates, flexible payment options, and responsive member service, we ensure you get the most value from your student loans.
What We Offer
Discover a Smarter Way to Fund Your Dreams
Undergraduate Loans are specifically designed to help you fill the funding gaps that may remain after receiving grants, scholarships, and federal loans. Since we are a member-owned, not-for-profit financial institution, we focus on offering better loan terms and interest rates compared to traditional banks. Choosing MTFCU as your source for student loans means investing in your future while benefiting from innovative financial solutions.
Take control of your repayments through the student loan refinance option offered by Members Trust Federal Credit Union. Refinance and consolidate your federal and private student loans (including PLUS loans) into one manageable loan. This means you can set up one convenient payment with a low-interest rate1. Our refinance option allows you to simplify and better manage your financial obligations.
Why Use MTFCU For Your Credit Union Student Loan
We Are Your Personal Finance Partner in Higher Learning
Selecting the right financial institution for your credit union for student loans is essential for a rewarding and stress-free borrowing experience. Opting for Members Trust of the Southwest Federal Credit Union (MTFCU) is a smart move, as we have built a trustworthy reputation. Our commitment to the philosophy of "members helping members'' ensures that you receive the best possible service throughout your loan journey.
MTFCU has been proudly serving its members in the Texas communities since 1936. With a rich history spanning over eight decades, we have gained invaluable experience and knowledge that enables us to provide top-notch financial services to our members.
As a member-owned financial institution, we invest in our local communities and contribute to various causes and events to support our members' well-being. Choosing us means partnering with an organization that shares your values and is dedicated to your success.
Joining Members Trust Federal Credit Union to access our exceptional undergraduate student loans is easier than you think. MTFCU membership is open to anyone who works, lives, worships, or attends school in our area. See how you can join Members Trust.
Apply for a Credit Union Student Loan in Three Easy Steps
We Are Your Personal Finance Partner in Higher Learning
Whether you want to borrow for your education or refinance existing loans, MTFCU can provide the financial support you need. The process is easy. Simply follow these steps:
Apply
Complete your loan application online. As part of the application process, you'll need to provide personal information as well as financial details. Be ready to provide your Social Security number and contact information. Your monthly income or information about any existing debt may also be required.
Choose a Loan Type
Once you've become a member, it's time to choose the type of student loan. We can help you review your options and determine which loan option is best for your situation.
Become a Member
You must be a member of MTFCU to access our credit union student loans. Become a member by depositing $5 into a Share Account. This modest deposit will be held for as long as you remain an MTFCU member, allowing you to take advantage of all of our affordable products and services.
*Loans are subject to approval. Rates, terms, and conditions are subject to change without notice. Student Loans and underwriting is made available through MTFCU. Application processing is available from Credit Union Student Choice on behalf of MTFCU. 1Subject to credit qualification and additional criteria, including graduating from an approved school.