A Members Trust Federal Credit Union Mortgage Loan gives you peace of mind, knowing that you’re working with individuals who are ready to help you navigate the home buying process. Whether you’re building a new home, found the perfect pre-owned home, or you are refinancing to save money, Members Trust is ready to help.
We are pleased to offer our members a variety of Mortgage Loan options including in-house mortgage loans and financing through our mortgage lending partner:
- Fixed rate loans so you don’t have to worry about your rate fluctuating with the market.
- First time home buyer options (more information below)
- Construction loans
- Conventional loans
- Refinance property
- Cash-out refinancing
- Up to 80% Financing in house
- Up to 97% Financing with mortgage partner
30-Year Fixed Rate Mortgage
- Conventional mortgage
- 30-year fixed interest rate
- Primary residence only
- 95% LTV (5% down)
- FICOs as low as 640
- Loan amounts from $50,000 - $720,000 (depending on the area)
Start Your Application Today!
Simply select the branch you would like to work with to get started.
First-Time Homebuyer? We Can Help.
Working with a trusted mortgage professional is important and Members Trust is ready to help on your first-time home buyer journey.
- 5% minimum down payment
- Free online homebuyer education
- Low fixed and adjustable-rate options
- Flexible terms and quick pre-approvals
Contact us for all of your first-time home buyer needs. We’re ready to help!
Mortgage Calculator - Use this calculator to help you run the numbers and find the home of your dreams.
If you are unsure which mortgage program is best for you or would like to learn more, please contact us and we will be happy to answer all of your questions.