Getting a mortgage loan may seem overwhelming especially because it’s the largest, and most meaningful, financial transaction most of us will ever make. However, when you work with a reliable partner like Members Trust, we can walk you through the process. Here’s the expanded version of our recent newsletter article, to help get your ducks in a … [Read more...]
10 Mortgage Loan Tips
Should You Buy GAP or an Extended Warranty?
Can you imagine having a car that you financed declared a total loss because of an accident or theft but still having to make payments on the loan? No one wants to make payments on a car they no longer own but unfortunately, we’ve seen it happen to our members. Most people think if insurance states a total loss that they get a new car and move on. … [Read more...]
Emergency Fund: The why and how?
Budgeting is boring and sadly most people never stick with a budget plan. Old school personal finance tips all tell you to create a budget and stick to it and all of your money problems will be solved. If it were that easy, we’d all have a formal budget. But the reality is that only one out every three Americans creates a formal budget every month. … [Read more...]