Many of us faced financial turbulence last year. Maybe you dealt with a job loss or a reduction in pay and had a difficult time making ends meet. We are all looking for ways to cut expenses and keep more money in our pocket. One of the smartest things you can do now is to sort through your expenses to see where you can cut costs. We’ve got 8 … [Read more...]
8 Money-Saving Tips to Insulate from Turbulence
Smart Money Moves for Young Adults
Let’s face it, when you are done with school and entering the workforce as a full-time employee, you’ve got a lot of “work years” ahead of you. Unless you hit the jackpot, you will probably work for the next 30-40 years. So, now’s the time to lay the foundation for a secure financial future. You may be thinking, “I’ve got time” but the longer you … [Read more...]
Rainy Day Fund vs. Emergency Fund
When you are hit with an unexpected expense like your A/C going out, a tire blowout, or car breakdown, do you have the money to cover those unexpected expenses? These things happen more frequently than people would like to think and, as a result, are caught unprepared. The key to weathering these unexpected expenses is being prepared with two … [Read more...]