If you are shopping for a vehicle, you’re already aware of the higher prices and lack of inventory available. Needless to say, the current auto market requires quick decisions and leaves little room for negotiation. At Members Trust, we’ve always encouraged members to get pre-approved for their loan before visiting the dealership to demonstrate … [Read more...]
You’re Not Stuck With Dealer Financing
Your Credit Score and Buying a Home
Owning a home is the American dream, but many first-time homebuyers don’t realize how important their credit report and score are to the lender evaluating their mortgage loan application. Like it or not, your three-digit credit score is your financial “report card” and it shows lenders just how trustworthy you are when it comes to managing your … [Read more...]
Holiday Scam Awareness
As you get a jump on your holiday shopping, scammers and thieves are also preparing for their busy season! With e-holiday shopping expected to jump 11-15% this year, the fraudsters will be ramping up their efforts over the season so don’t let your guard down. Here’s how you can stay safe and avoid being scammed so you can enjoy the holiday … [Read more...]