Taking control of your finances should be simple, stress-free, and tailored to your unique needs. This is why we've designed our consumer loans to be a flexible and straightforward solution that puts you in the driver's seat. Whether you're managing unexpected expenses, consolidating debt, or making your dream purchases, our goal is to create a borrowing experience that works for you.
Our commitment to simplicity and clarity extends beyond the loan process. We're here to provide you with clear terms, competitive credit union loan rates, and unmatched customer support, so you have the tools and resources to put your financial plans into motion. With our consumer loans, you can confidently make progress today and chart the course to a brighter financial future.
What We Offer
Achieve Your Goals with Quick, Easy, and Convenient Financing
Purchasing a home is a significant milestone. We understand this and aim to offer credit union home loan options tailored to meet your specific situation demands. Take advantage of our competitive credit union mortgage rates and enjoy the flexibility of various repayment terms to suit your situation. Whether you're a first-time homebuyer or looking to upgrade or refinance your existing mortgage, we're committed to providing you with exceptional service and support. So, explore our credit union mortgage loans today and take the first step towards securing the perfect home for you and your family.
Buying a car is a significant investment, and we're committed to making the process as easy as possible for you. With our rates and terms, we're confident that you'll find us to be the best credit union for auto loans. Our credit union auto loans are designed to meet your financial needs. Whether you have excellent credit and are seeking lower interest rates, or you need to work on rebuilding your credit with a reliable payment plan, our team of experts will guide you through every step of the application process.
Our credit union personal loans will help you achieve your financial objectives – big or small. We understand that every individual's situation is different, which is why we offer small personal loans to cater to your specific needs. MTFCU offers one of the easiest personal loans to get. No matter your requirements, our credit union Personal Loans provide you with a simplified and affordable solution. Get a Personal Loan with flexible terms, low interest rates, and a hassle-free application process.
Navigating the world of education financing can be a daunting task but rest assured that our team of experts works tirelessly to provide you with the best student loan repayment plan for your circumstances. We understand the stress that comes with carrying the burden of student debt, which is why we strive to provide affordable loan solutions for borrowers. By offering competitive interest rates and flexible repayment terms, we aim to ease your financial load and help you achieve your academic goals.
Apply for a Consumer Loan in Three Easy Steps
Flexible Financing for Every Need
Securing a credit union loan has never been easier. At MTFCU, we offer our members exceptional rates and impeccable service to ensure a smooth and hassle-free experience. Follow these three easy steps to apply for your consumer loan today:
Apply
Our user-friendly platform simplifies the application process, allowing you to complete and submit your application quickly. Alternatively, you may contact our dedicated team for assistance in completing your application over the phone or in person.
Choose a Loan Type
We are proud to offer our members various loan options to suit their individual needs. As a full-service financial institution, we have a wide array of products. We work closely with you to identify the best loan to meet your goals.
Become a Member
To take advantage of our credit union loans, you must first become a member of MTFCU. To do so, simply deposit $5 into a Share Account, which will be held for as long as you remain a member. Here’s who can join MTFCU.
Why Use MTFCU For Your Consumer Loan
We Redefine the Borrowing Experience with Personalized Solutions
MTFCU is committed to the philosophy of "members helping members." Unlike traditional banks, MTFCU is a not-for-profit organization, allowing us to pass on savings to our members through lower interest rates and fewer fees.
When you choose us for your consumer loan, you partner with a financial institution with a long and reputable history of serving members in the Houston Heights and Stephenville communities since 1936.
Furthermore, our vision at MTFCU is to make financial success a reality, ONE member at a time. By prioritizing our members' financial well-being, we have become a trusted partner for their lending needs.
When you use our credit union loan calculator, you'll be surprised to see just how competitive our rates and terms can be. Our credit union loan online application process is also user-friendly and streamlined, ensuring a stress-free experience. Our knowledgeable staff is always available to answer your questions, provide guidance, and update you on the progress of your loan application