Owning a home is the American dream, but many first-time homebuyers don’t realize how important their credit report and score are to the lender evaluating their mortgage loan application. Like it or not, your three-digit credit score is your financial “report card” and it shows lenders just how trustworthy you are when it comes to managing your … [Read more...]
Your Credit Score and Buying a Home
Three Reasons to Consider Refinancing
Considering an auto refinance can be a big decision. There are pros and cons to refinancing so it’s important to look at both before you decide. How does refinancing work? Refinancing means that you are paying off your current loan with a new loan. Depending on your situation, the refinance can lower your interest rate, your monthly payment, or … [Read more...]
10 Tips for First-Time Homebuyers
Buying a home can be a daunting and time-consuming process especially for first time home buyers. If you are starting the home buying process, it’s helpful to have a few tips to help navigate the process. Top 10 tips for first-time (or any) homebuyers. Know the pros and cons of buying vs. renting and make sure you are ready to commit to a … [Read more...]