Most of us hate the hassle of filing our taxes, but we love to get a tax refund. Approximately 75% of Americans got a tax refund in 2022 and the average refund was $4,123 for Texas residents!* What’s wrong with a big tax refund? There's nothing wrong with getting a large refund but it does mean that you overpaid your taxes during the year. The … [Read more...]
Big Refund: Good or Bad?
Is It a Good Time to Buy a Used Car?
Trying to buy a used vehicle over the past couple of years has been challenging. Higher costs and lower inventory due to new-vehicle production disruptions were among the reasons why used cars weren’t representing as much of a value to the consumer as they had previously. However, experts believe that 2023 will mark a return to normalcy when it … [Read more...]
GAP – What is it and how does it work?
Like it or not, new cars depreciate the moment you drive off of the car lot leaving a “gap” between what you owe and the car’s value. Guaranteed Auto Protection or GAP protects you from that depreciation. If your vehicle is stolen or damaged beyond repair, GAP pays the difference between the actual cash value from an insurance payout and the … [Read more...]