Can you imagine having a car that you financed declared a total loss because of an accident or theft but still having to make payments on the loan? No one wants to make payments on a car they no longer own but unfortunately, we’ve seen it happen to our members. Most people think if insurance states a total loss that they get a new car and move on. … [Read more...]
Should You Buy GAP or an Extended Warranty?
Emergency Fund: The why and how?
Budgeting is boring and sadly most people never stick with a budget plan. Old school personal finance tips all tell you to create a budget and stick to it and all of your money problems will be solved. If it were that easy, we’d all have a formal budget. But the reality is that only one out every three Americans creates a formal budget every month. … [Read more...]
9 Holiday Shopping Tips
The holiday shopping season is upon us but it’s important to keep your holiday shopping merry and your finances bright. With a little planning, you can be festive AND save money. Make a list (and check it twice). Avoid shopping without a list for what you want to purchase. If you wander around looking for ideas, you’ll find some great ideas … [Read more...]