Budgeting is boring and sadly most people never stick with a budget plan. Old school personal finance tips all tell you to create a budget and stick to it and all of your money problems will be solved. If it were that easy, we’d all have a formal budget. But the reality is that only one out every three Americans creates a formal budget every month. … [Read more...]
Emergency Fund: The why and how?
9 Holiday Shopping Tips
The holiday shopping season is upon us but it’s important to keep your holiday shopping merry and your finances bright. With a little planning, you can be festive AND save money. Make a list (and check it twice). Avoid shopping without a list for what you want to purchase. If you wander around looking for ideas, you’ll find some great ideas … [Read more...]
Fire Prevention Around Your Home
Did you know that if a fire starts in your home you may have as little as two minutes to escape? Each year, more than 4,000 Americans die in fires, more than 25,000 are injured in fires, and more than 100 firefighters are killed while on duty. Eighty-three percent of all civilian fire deaths occurred in residences and many of these fires could have … [Read more...]