Do you struggle with budgeting your money? If so, don’t worry; You aren’t the only one. Many people have this problem. Budgeting and managing your money can be challenging. Knowing how to track your spending is key to budgeting success. This will save you from having financial stress and overall will help you save more money! You want to be in … [Read more...]
Evaluate Spending & Make Changes
End of Year Car Negotiations
Driving off in your new or “new-to-you” used car is very exciting! However, most people dread the process of negotiating and buying their new vehicle. It ranks right up there with paying taxes but never fear, we have some simple tips to make your car-buying process easier. The best car-buying experiences start with preparation, which can all be … [Read more...]
Balancing Needs and Wants
Even though we are in the business of helping people with their financial needs, we strive to educate our members on the best approach to borrowing and saving. The secret to managing your day-to-day lifestyle and planning for a solid financial future is balancing needs with wants. Needs vs. Wants Needs are easier to identify because these are the … [Read more...]