Hello and welcome to 2022. As we begin a new year, I like to look back to see what we as a credit union have accomplished over the last year. Of course, we measure our success financially, but we also focus on how well we’ve served our members. After all, that is the reason that we exist. While 2021 was a difficult year for many, financially, … [Read more...]
State of the Credit Union
Avoid the Pitfalls of Switching Banks
Sometimes it’s necessary to switch banks because of a life change. For example, you may need to find a new bank if you move to a different city. In other cases, switching may just be a matter of finding one that offers lower fees or better interest rates on savings. Although it’s never an easy decision, there are several situations where it makes … [Read more...]
Your Credit Score and Buying a Home
Owning a home is the American dream, but many first-time homebuyers don’t realize how important their credit report and score are to the lender evaluating their mortgage loan application. Like it or not, your three-digit credit score is your financial “report card” and it shows lenders just how trustworthy you are when it comes to managing your … [Read more...]