Today is National Savings Day so it’s a great time to think about your saving (and spending) habits and what you can do to improve if you’re not saving enough. Our relationship with money is important because it affects just about every decision we make. Why is saving money important? Having a savings account allows you to: Earn interest on … [Read more...]
Tips to Build Your Savings
To Buy or Not to Buy?
Brian C. Gilbert | President/CEO That is the question. In other words, is it time to buy your first home? I have heard opposing views on this recently, so I wanted to share my thoughts on this subject. There’s always uncertainty when entering into a transaction especially when it’s as big as buying a home. For most of us, it’s the biggest and … [Read more...]
Personal Loans vs. Credit cards
When you need to borrow, you might think about applying for a personal loan or credit card depending on your financial situation. Both options help you get the money you need but under very different terms. While credit cards are ideal for short-term and small expenses, a personal loan is a better option for high ticket items. Depending on your … [Read more...]